The need to have car insurance is not a matter of question. However, there are a lot of different forms of car insurance available from the major firms such as Endsleigh, making it useful for car owners to know what cover each one provides, before they start looking for the most competitive deals.

Third party insurance

Much as with bikes, Third Party Insurance offers the most basic level of protection, covering you financially if you are liable in an accident causing damage to another car and/or injury to a passenger in your own vehicle. In the case of passenger injury, the policy will probably cover the costs of emergency medical treatment, but not longer term care. In addition, the name ‘third party’ insurance clearly indicates what it does not protect you against: injury to yourself or damage to your own vehicle. This is often, though not always, the least expensive type of car insurance policy, making it best suited to those on low incomes such as students.

Third Party Fire and Theft insurance

As the name suggests, this is Third Party Insurance with extra coverage. This type of policy will also cover the theft of your vehicle, or damage to it, caused by fire. It may include protection against other forms of damage, but these terms will vary depending on the company.

Fully Comprehensive Insurance

Again, the name fairly clearly indicates what this covers. Although these policies often carry higher premiums, the total coverage they provide, usually including optional extras, means that they often prove to be cost effective in the long term.

Short Term Insurance

This type of car insurance is more specialist oriented, suiting those who will only be using a vehicle for a limited time but need to remain within the law. If you are buying a car, Short Term Insurance will cover you while you have the vehicle for a trial, test-driving period. Equally, if you are unable to use your own car, Short Term Car Insurance will allow you to use a temporary courtesy vehicle or a rented one, for a short period.

Pay As You Drive Insurance

This is a comparatively new option, where premiums are based on when, where and how often you drive. For example, if the vehicle is utilised on motorways during peak traffic hours, the premium will be more expensive compared to that of someone driving in a remote area in the early hours. It is considered a cost effective option for people who drive either infrequently, or during non-peak traffic periods.

In our everyday lives, driving can often be a chore. We drive to work, to go shopping and to do the school run. It’s not often that many people in the UK drive for sheer pleasure. Our congested roads, high petrol prices and urbanised environment mean that it’s difficult to imagine driving for fun. However, this isn’t the case everywhere. There are many roads in the world that are a joy to drive, while you relax and enjoy the scenery.

Atlantic Road, Norway

Voted the Norwegian construction of the century, this road bridges small islands and crosses wild seas, making for a thrilling ride as the waves crash beneath you.

Route 6, New Zealand

Taking you through the southern Alps, where much of Lord of the Rings was filmed, this road winds its way past glacial lakes, through narrow mountain scenery, and then descends down to the coast, where you can unwind on the beach after the drive.

Route 6A, New England, USA

A scenic drive through one of the most historic parts of America, this road trip New England will take you through an older America, free from modern commercialisation. The route hugs the coast and is lined with charming villages, salt marshes and open land.

Great Ocean Road, Australia

This road follows the south Australian coast for around 155 miles and combines the best of both worlds: ocean scenery with mountains. There are lots of places to stop along the way when you want a break, and with the beach on one side of you and a pristine national park on the other, there are lots of opportunities to explore.

Col de Turini, Austria

This is not a road for the faint hearted, but one which will be remembered forever. The mountain views will take your breath away. Soaring to 5,275 feet, the road is narrow and twisting – drivers need to concentrate hard to negotiate it successfully. Those that do will be in good company – it has been used as part of the World Rally Championship for the last fifty years.

Route 66, USA

The historic Route 66 from Chicago to Los Angeles no longer appears on maps, but it is still possible to drive it using a guidebook. Route 66 holidays will take you between east and west through six states. You’ll see a microcosm of America, both good and bad, along the way, as you follow in the footsteps of the many migrants who have worked their way from the east coast to the west.

We all need a way to save some money, and one of the best ways is to consider your car insurance policy. We want to make sure that our vehicles and ourselves are covered, as we know that accidents and medical bills can be expensive. But, there are quite a few ways that a person can save on their policies, and if they want the best, they’ll definitely have to shop around. We all know that car insurance can be really expensive, but at the same time, it’s one of those expenses that we have to pay. We can’t just be without car insurance, especially because it is illegal to do so. Unfortunately, this is where things get a little stressful. There’s simply a lot of things that a person has to do just to get some good car insurance rates, and it can take a long time to find what’s best. Luckily, we’re a company that understands this fact, and that’s exactly why we bring together some of the best quotes in the industry.There’s sufficient need to compare car insurance companies to see what they have to offer. Going to every website that you can think of is not the most efficient way to handle this. There’s a lot of forms to fill out and other things that will make this process take a lot longer than it should. Our service is one that streamlines the process, and gives you all of that information in one place. We understand what it’s like to look through all of the information, fill out the forms, and waiting for a response. We don’t believe that you should, so we bring all of the most attractive quotes to you, instead of you going to them. Our quotes are fully customizable, based on the person’s driving history and the amount of coverage that they need. We know that everyone doesn’t need the same amount of insurance, so we don’t offer blanket quotes like many different websites may. If you’re on the hunt for an affordable and thorough car insurance policy, choose a service that’s known for their excellence in providing just that.